There are three basic needs of Man: clothing, food and shelter.
The Homeowners Policy is the method to help insure that the
basic needs are maintained. Although simple in design, it is
the most misunderstood policy for the General Population. Homeowners
do not pay attention to their needs/conditions plus most of
these policies are written by Direct Writers, which means they
are Sales driven. Gordon Insurance has provided some tips of
protection by going to INSURANCE TIPS for some answers.
The Homeowners Policy should provide protection
for the full actual replacement of the Home, Money to repurchase
your furniture, clothes, appliances, other personal goods, investment
personal goods( jewelry, silverware, furs, fine arts, collectibles,
etc) or at least to recoup the investment if you do not repurchase
them, Money to live somewhere temporary while your home is being
fixed, Protection against personal lawsuits( including those
from suits from being on a nonprofit charity board,), Identity
fraud , etc.
Remember it is one thing to have the coverage
and another to collect from a claim. Do not be so upset with
yourself if the ability to collect on a claim is a factor
of the price you paid and who you used. The Direct Writer
Agents work for that Carrier and do not expect them to terminate
their relationship with their Boss over a questionable claim
or adjustment.
In order for Gordon Insurance to provide
a quote please complete the Quote Form. This form is not the
final application nor the complete review of your Homeowner’s
Needs. It just gets things started and if approved, to the
next level. Gordon Insurance will prepare a preliminary premium
and discuss it with you.
In preparation of doing the form please have
the knowledge of the following data, Square Footage of the
house( all floors), Expiration date of your current policy
or when settlement date will occur, Policy losses within the
past three years, and are there any other special needs( rental
properties, second homes, home businesses, college bound children,
etc)
Please click on the HOMEOWNERS
QUOTE form. Please expect a normal turnaround of 2 days
or less. |
