Homeowners Insurance: An Overview.
There are three basic needs of Man: clothing, food and shelter. The Homeowners Policy is the method to help insure that the basic needs are maintained. Although simple in design, it is the most misunderstood policy for the General Population. Homeowners do not pay attention to their needs/conditions plus most of these policies are written by Direct Writers, which means they are Sales driven. Gordon Insurance has provided some tips of protection by going to INSURANCE TIPS for some answers.

The Homeowners Policy should provide protection for the full actual replacement of the Home, Money to repurchase your furniture, clothes, appliances, other personal goods, investment personal goods (jewelry, silverware, furs, fine arts, collectibles, etc) or at least to recoup the investment if you do not repurchase them, Money to live somewhere temporary while your home is being fixed, Protection against personal lawsuits( including those from suits from being on a nonprofit charity board), Identity fraud, etc.

Remember it is one thing to have the coverage and another to collect from a claim. Do not be so upset with yourself if the ability to collect on a claim is a factor of the price you paid and who you used. The Direct Writer Agents work for that Carrier and do not expect them to terminate their relationship with their Boss over a questionable claim or adjustment.

In order for Gordon Insurance to provide a quote please complete the Quote Form. This form is not the final application nor the complete review of your Homeowner’s Needs. It just gets things started and if approved, to the next level, Gordon Insurance will prepare a preliminary premium and discuss it with you.

In preparation of doing the form please have the knowledge of the following data, Square Footage of the house (all floors), Expiration date of your current policy or when settlement date will occur, Policy losses within the past three years, and are there any other special needs (rental properties, second homes, home businesses, college bound children, etc).

Please click here for a homeowners quote.